Question: I want to borrow money from the bank, can I negotiate the interest rate? Answer: Based on Article 13 of Circular 39/2016/TT-NHNN, amended and supplemented by Clause 4 of Article 1 of Circular 06/2023/TT-NHNN, it stipulates: “Lending Interest Rates Credit institutions and customers shall agree on lending interest rates based on market capital supply […]

Question: Our company plans to borrow capital from the Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) to invest in production and business. To secure the loan, the company intends to pledge all shares of the Vietnam Aircraft Leasing Joint Stock Company – an affiliated company of the Joint Stock Commercial Bank […]

Question: Our company is a foreign-invested enterprise and currently wishes to apply for a license to import raw gold for resale to enterprises engaged in processing gold, jewelry, and fine arts in Vietnam. May we ask whether the current laws allow us to carry out this activity? Answer: Pursuant to Article 14 of Decree No. […]

Question: Our company plans to borrow capital from the Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) to invest in production and business. To secure the loan, the company intends to pledge all shares of the Vietnam Aircraft Leasing Joint Stock Company – an affiliated company of the Joint Stock Commercial Bank […]

Ask: Our company has a loan from our parent company abroad. Are we required to submit any reports and if so, how should we comply with this requirement? Answer According on the information you provided, if your company has a loan from its overseas parent company, it must comply with the reporting requirements as stipulated […]