Bank card limit

Nội dung bài viết

On June 28, 2024, the State Bank of Vietnam issued Circular No. 18/2024/TT-NHNN on bank card operations.

Pursuant to Article 13 of Circular 18/2024/TT-NHNN stipulates that card issuers must agree with cardholders on payment limits, transfer limits, cash withdrawal limits and other limits in The use of cards by cardholders is in accordance with the provisions of this Circular, current laws on foreign exchange management and relevant laws.


+ For foreign currency cash withdrawal limit abroad, a card can withdraw a maximum amount of foreign currency cash equivalent to 30 (thirty) million VND in a day.

+ For credit cards, the maximum total cash withdrawal limit calculated according to the credit card's BIN is 100 (one hundred) million Vietnam Dong in 01 month.

+ For prepaid cards, card issuers specifically stipulates balance limits, limits for adding money to the card and transaction limits; Ensure that the balance at any time on an anonymous prepaid card does not exceed 05 (five) million Vietnamese Dong; Total transaction limit (including cash withdrawal transactions, transfer transactions, payment transactions for goods and services) on an identified prepaid card must not exceed 100 (one hundred) million VND in 01 month.

This Circular takes effect on July 1, 2024, except for the provisions in Clauses 2 and 3 of this Article.


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